Bear88 Terms and Conditions — The Complete Player Guide for Malaysia

These Terms and Conditions ("Agreement") constitute a legally binding contract between you ("Player" or "Member") and bear88, an online gaming platform operated under a valid licence. By accessing, registering for, or using any service offered by bear88 — including the website, mobile app, and all available games — you are deemed to have read, understood, and fully agreed to all terms set out in this document.

If you disagree with any part of these Terms and Conditions, you are advised not to register or use the bear88 platform. Continued use of the platform following any amendments to the Terms and Conditions will be considered acceptance of the revised terms.

Bear88 reserves the right to amend, update or replace any part of these Terms and Conditions at any time without prior notice. However, we will endeavour to inform members of important changes via an in-platform notice or registered email.

To register and use bear88 services, you must meet all of the following eligibility requirements:

• You be at least 18 years of age or have reached the legal age of majority as defined by the laws of your jurisdiction, whichever is higher.
• You are registering in your own name only and not on behalf of any third party.
• You do not reside in any jurisdiction where participation in online gaming is prohibited by law.
• You have not been designated as a self-excluded individual through the bear88 Responsible Gaming programme.
• You have never had an account closed at bear88 for fraud or breach of terms previously.

Bear88 reserves the right to request proof of identity and age at any time. If you fail to provide satisfactory proof within the stipulated timeframe, bear88 reserves the right to suspend or close your account.

Each player is only permitted to have one (1) account only at bear88. Ownership of multiple accounts by the same individual — including through the use of different names, addresses, phone numbers, or payment methods — is strictly prohibited and may result in the closure of all associated accounts and forfeiture of balances.

During registration, you are required to provide accurate, complete, and up-to-date information, including:

• Full name as shown on your official identification card
• Exact date of birth
• An active email address that you own
• A valid mobile phone number
• Accurate payment method details

You are solely responsible for maintaining the confidentiality of your account password. Do not share your login credentials with anyone, including family members. bear88 will not be held responsible for any losses resulting from unauthorized access to your account due to your own negligence.

Identity Verification (KYC) is required to enable withdrawals and to increase transaction limits. Documents typically required include a copy of a valid identification card (MyKad) or passport, and may include a verification selfie. KYC is usually completed within 24 hours on business days.

Bear88 supports a wide range of popular deposit methods in Malaysia including FPX, Touch 'n Go eWallet, GrabPay, Boost, local bank transfers and cryptocurrency. All deposits are processed using 256-bit SSL encryption to ensure the security of your transactions.

Deposit conditions:

• Minimum deposit is RM 10 for most payment methods.
• Deposits via FPX and e-wallets such as Touch 'n Go and GrabPay are credited to your bear88 account in under 60 seconds.
• All deposits must be made from a payment method registered in your own name. Deposits from third parties are not accepted.
• Bear88 does not charge any processing fees for deposits; however, payment providers may impose their own charges.

Withdrawal conditions:

• The minimum withdrawal is RM 50. Daily and weekly withdrawal limits depend on your account level and KYC verification status.
• Withdrawals will only be processed to the same payment method used for your last deposit, or to a verified bank account held in your name.
• Players who have received any bonus must fulfill the wagering requirement of that bonus before a withdrawal is permitted.
• Withdrawals are typically processed within 1–3 business days upon receipt of verification. Most fully verified withdrawal requests are completed within 24 hours.

Bear88 offers various promotions and bonuses to members from time to time. Each bonus is subject to specific terms and conditions stated on its respective promotions page. The general terms applicable to all bonuses are as follows:

• Each bonus may only be claimed once only per player, unless otherwise stated.
• The Welcome Bonus is available exclusively to players registering for the first time and making their first deposit.
• The standard wagering requirement is 20x to 30x total bonus amount, depending on the promotion type. Specific conditions will be clearly stated in each offer.
• Eligible games contributing toward a bonus wagering requirement vary by bonus type. Certain games may be excluded or may only contribute partially toward the wagering requirement.
• Bear88 reserves the right to void any bonus or winnings obtained through means found to be in breach of promotion terms, including the use of betting strategies deemed to abuse the bonus system.

Bear88 reserves the right to modify, suspend or terminate any promotion at any time without prior notice. All bonus-related decisions made by bear88 are final.

All games available at bear88 — including slots, table games, Live Casino, Sports, and Betting — are subject to their own specific rules, which can be found in the respective game sections. The following general rules apply to all games on the platform:

• All games use a Random Number Generator (RNG) independently verified by internationally accredited audit bodies, ensuring every outcome is random and fair.
• Any technical disruption during a game session caused by bear88's systems will be resolved based on game records stored on the server. Results recorded on the server are final.
• Bets that have been placed and confirmed cannot be cancelled, except in the event of a technical error acknowledged by bear88.
• Bear88 reserves the right to void any bet or game round where there is evidence of unfairness, manipulation, or technical interference affecting the integrity of the game.
• The use of automation software, bots, or any third-party tools that provide an unfair advantage in games is strictly prohibited.

As a bear88 member, you agree to comply with all of the following responsibilities when using this platform:

• Provide truthful, accurate, and up-to-date information at all times. You are required to update your personal details via your account settings whenever any changes occur.
• Keep your account login credentials confidential. You are fully responsible for all activity that occurs under your account.
• Do not use the bear88 platform for any illegal activities, including money laundering, fraud, or any activity that violates Malaysian law.
• Do not attempt to hack, disrupt, or impair the normal functioning of the bear88 platform or our server systems.
• Treat fellow players and bear88 support staff with respect in all interactions. Offensive language, threats, or harassment will not be tolerated.
• Responsible for any taxes or other financial obligations arising from your winnings, in accordance with applicable local laws.

Bear88 is committed to Responsible Gaming. We provide tools such as deposit limits, loss limits, session limits, account time-outs and self-exclusion to help you manage your gaming activity. Contact our support team to access any of these tools.

Bear88 reserves the right to suspend or close any player's account at any time without prior notice if:

• The player is found to have violated any part of these Terms and Conditions.
• There is evidence or reasonable suspicion of fraud, collusion, or money laundering.
• The player is using multiple accounts or re-registering after a previously closed account.
• Information provided during registration or KYC is found to be false or misleading.
• Account found to be involved in any illegal or unlawful activity.

You may also close your account at any time by contacting the bear88 support team. If there is a valid balance in your account at the time of closure, we will process the withdrawal of that balance once all reviews are completed, subject to no outstanding issues relating to the account.

To the extent permitted by applicable law, bear88 and its affiliates shall not be liable for:

• Any financial losses incurred as a result of gaming activity on the platform, whether caused by game outcomes, technical disruptions, or any other circumstances.
• Indirect, incidental, special, or consequential losses arising from the use of or inability to use the platform.
• Service disruptions caused by factors beyond bear88's reasonable control, including internet infrastructure failures, natural disasters or government actions.
• Any third-party content that may be accessed through the bear88 platform.

Bear88's total liability to you under any circumstances shall not exceed the total funds you deposited in the thirty (30) days preceding the relevant claim. bear88 provides this platform "as is" and makes no guarantees regarding uninterrupted or continuous availability.

Bear88 reserves the right to amend these Terms and Conditions at any time. Members will be notified of any significant amendments via an in-platform notice or registered email at least 7 days before the amendments take effect, unless such amendments are required immediately for legal or security reasons.

It is your responsibility to review this Terms and Conditions page from time to time. Continued use of the bear88 platform after any amendments take effect will be deemed acceptance of the revised terms.

These Terms and Conditions are governed by the laws applicable in bear88's operating jurisdiction. Any dispute arising in connection with these Terms and Conditions shall first be referred to bear88's internal dispute resolution process. If a resolution cannot be reached, the dispute may be referred to a mutually agreed arbitration body.